Credit Cards are not merely just a status symbol but it is a key to fulfill your dreams and your over-the-top needs in a very easy way. It makes your life the way you want to live it. Kotak Mahindra Bank which is one of the most trusted Banks in the country understands the customers, their expenses and range of lifestyle, travel, movies, shopping, and dining. Kotak Mahindra offers varied kinds of credit cards particular specialized or customized for a certain type of customers with their preferences. Check Kotak Mahindra Credit Card Status Process below.
]You can apply for the Kotak Mahindra Credit Card through the website. For that, you have to login in Net banking. Once you in your online account, you need to check for what types of credit cards are offered, compare and apply for the interested one. Following are the process about login into net banking, types of credit cards, applying for credit cards and checking the credit card online status as well.
About Kotak Mahindra Bank:
Kotak Mahindra Bank is an Indian private sector bank which has the headquarters situated in Mumbai, Maharashtra. Kotak Mahindra Bank offers a wide range of banking products and financial services for customers and corporate as well. Their huge variety of specialized subsidiaries and channels in different kind of areas like investment banking, personal finance, general insurance, life insurance, loans, credits and wealth management as well.
Kotak Mahindra Bank has a huge network of 1,369 branches and 2, 163 ATMs across 689 places around the country. Kotak is also known as the second largest private bank situated in India according to market capitalization after HDFC Bank.
Kotak Bank was found in the year 1985 and now appeared as one of the most trusted banking and financial services company in India. Kotak Mahindra bank which initiated as Non-Banking Indian financial service called Kotak Mahindra Finance Limited (KMFL) founded by Uday Kotak later known to be the first Non-Banking company converting as fully-fledged bank after Reserve Bank of India (RBI)’s certification.
Types of Kotak Mahindra Credit Cards:
Kotak Mahindra Bank offers a wide and surely a variant range of Kotak Bank Credit Cards pre-customized according to the customer’s needs. They are categorized and featured having customer’s requirement in the mind. They offer various credit cards for shopping, online purchasing, movie, dining, travel and lot more. These credit cards are designed to offer certain benefits at the great range like fuel surcharge waiver, free movie tickets, discounts, joining bonus, cash-backs, dining and shopping vouchers and lot more.
It depends upon the fact that what purposes you want to serve with your credit card. Every Credit Card has its own edge on the advantages they offer than other in some way. Not to mention, there are credit cards according to what kind of shopper or spender you are.
Kotak Mahindra Bank offers around 20 kinds of Credit Cards in various categories like Dining & Movies, Shopping, Lifestyle & Travel and Others. You can also find the best credit card suited for you with preferences like Cashback, Rewards, Low Fees, High value and commercial. Here are few popular credit cards that Kotak Mahindra Bank offers.
- Royal Signature Credit Card: The joining fee for the credit card is free where the annual fees are INR 999. You will get 4X rewards for spending every Rs.150. With annual retail expenses of Rs 8 Lakhs, you will get bonus rewards points up to 30,000.
- Solaris Platinum Credit Card: Earn up to X5 rewards points on spending every Rs. 150 as an online purchase. If you spend 4 lakh per annum, you will get 10000 incremental reward points. The joining fees and Annual fees of the card is both INR 500.
- PVR Gold Credit Card: You will get 1 PVR movie ticket every month on spending Rs.10,000 and 2 PVR tickets on spending Rs. 15000. Joining fees is free annual fees is INR 499.
- League Platinum Credit Card: You can spend Rs. 1, 25,000 every 6 months and you will get 4 PVR free tickets. You will get 8X rewards on every Rs.150 spent on the retail purchase.
- Essential Platinum Credit Card: The joining fee of the card is Rs. 1,499 where an annual fee is Rs 749. You will save 10% on the purchase at departmental and grocery stores.
- Urbane Gold Credit Card: The joining fee is 0 and the annual fee of the credit card is INR 499. You will earn 4X rewards on every Rs. 100 retail expense.
- PVR Platinum Credit Card: Get the credit card with INR 0 joining fees and annual fees of INR 999. You will get 2 PVR tickets free every month on spending of Rs. 10000.
How to Check Kotak Mahindra Credit Card Status?
Kotak Mahindra Bank has a great customer-friendly online banking website where you can enjoy various online services with a few easy steps. Most importantly, there are a lot of online banking services related to credit cards. There is a page ‘List of Credit Card Services’ on the Kotak Mahindra Bank website where you can find everything you need specifically related to credit cards.
These services like, know about all credit cards, comparing, applying for a credit card, checking credit card application status, EMI conversions, online balance transfer and more. To check your Kotak Mahindra Bank Credit Card application status, you need application reference number and application form number as well. Here are the following steps you need to follow to know your credit card application status:
Step 1: Visit the official website of Kotak Mahindra Bank: www.kotak.com
Step 2: Click on the tab ‘Explore Products’ and go to cards> credit card services
Step 3: Once you click on ‘credit card services’ you will be directed to the page where you need to find the tab ‘Application Status’
Step 4: Click on the ‘Application Status’, it will again redirect you to ‘Check Your Card Application Status’ page.
Step 5: You need to enter either your application reference number or application form number to check the credit card application status. Click on the button ‘Check Status’.
Once you click on the button ‘Check status’ you will see your current application status. If you see the term ‘in-progress’, it indicates that the bank has successfully received your credit card application and currently in progress. When you see the term ‘Approved’ it simply means that your application status has been approved and you need to wait just bit more to get your card. ‘On-Hold’ means that your application has been kept on hold for some particular reason. It could be due to some missing document, verification issue or any mismatch in the information provided. You will be soon approached by the bank regarding that.
Kotak Mahindra Credit Card Login Steps:
Kotak Mahindra Bank official website has all the required online banking services regarding your credit card whether you want to register it, register for e-statement or check the details. All that you need to do it log in for which you are supposed to have your CRN (Customer Relationship Number) and Password. In case you haven’t registered for online banking or do not have a password, there is an option of generating a password for online banking. Here is the process about how to log in for Kotak Mahindra Credit Card.
Step 1: Visit www.kotak.com
Step 2: Click on the option ‘Net Banking’
Step 3: Enter your CRN (Customer Relationship Number) in the User ID section
Step 4: Enter your password or in case you don’t have the password you need to click on ‘Get Net Banking Password Online’. With necessary information, you will get a generated password.
Step 5: Click on the tab ‘Credit Card’
Now you can perform any service request regarding your credit cards whether is to check the balance, outstanding limit, transactions, Statement, online payment and more.
You can also use the Kotak Mahindra 811 application for performing all kind of banking transaction, checking balance, transfers, e-statement, credit card, credit card payment, recharges, booking tickets and lot more.
Kotak Mahindra Credit Card Customer Care Number:
Kotak Mahindra Customer Care Executives are always ready to resolve any issues regarding Kotak Credit Cards or acknowledging about any queries as well. The customer care number is available 24X7 to get any info, make complaints and other customer requirements. So for any queries, suggestions, feedback, complaints related to your credit card, you can call 24X7 on 1860 266 2666 or 1860 266 811.
How to Make Kotak Mahindra Credit Card Online Payment?
It is very easy to do the online payment of your Kotak Mahindra Credit Card as you just have to log in to the Kotak Mahindra Net banking. Here is the procedure to perform the Kotak Mahindra credit card online payment. There are different ways you can pay your credit card bills.
Different Ways to do Kotak Mahindra Credit Card Online Payment:
- Mobile Banking ( Kotak Mahindra Mobile Application)
- Net banking
- Paytm
- NEFT
- IMPS
- WebPay
and actually others as well. However, the most common and popular methods are Mobile banking and Net banking. Following is the safest and most common way for credit card online payment.
Step 1: Visit www.kotak.com
Step 2: Click on the option ‘Net Banking’
Step 3: Enter your CRN (Customer Relationship Number) in the User ID section
Step 4: Enter your password
Step 5: Click on ‘Credit Card’ option
Step 6: Click on ‘Payments’ option
Step 7: Click on ‘Make Payment’ option
Conclusion:
Kotak Mahindra is one of the most trusted and renowned Bank in the country offering a wide range of banking and financial products including credit cards. They offer a huge range of credit card pre-customized according to the customer’s needs. They are categorized as for lifestyle, dining, movies, travel, shopping and more with getting exciting perks like vouchers, reward points, free movie tickets and more. The official Kotak Mahindra Bank website is a highly user-friendly interface allows you to log in for net banking enjoying all online banking services like ‘applying for credit cards’, ‘check credit card status’ and more.
