IDBI Fixed Deposit (FD) Schemes and Interest Rates Calculator in 2019

Fixed deposits encourage healthy savings for every family. Especially the middle class one. Fixed deposits do not depend upon the market rates or shares, so it is considered a safer investment for everyone. You can start savings by opening a fixed deposit of minimum 25000 and can earn a reasonable interest rate. The interest rates on fixed deposit depend upon the banks. In this post, we are going to talk about the IDBI bank fixed deposit rates of 2019.

We do know that IDBI bank is one of the famous and leading banks of the public sector banking industry. Apart from services like personal and corporate bankings. They are also useful at providing the best interest rates of opening a fixed deposit with them. You can easily open a fixed deposit by visiting your branch or online via the internet and mobile banking.

IDBI Bank Interest Rates on Different Tenure:


The interest rates get fluctuates and different for every tenure. You maybe know about the rates of other banks, but this one is quite different. IDBI bank offers the best interest rates on fixed deposits and so here we are.


The tenure can start from the low as 15 days to 20 years. You can begin receiving interest rates based on this tenure. The interest rates depend upon how long your tenure is.

Interest Rates:

We told you earlier that interest rates depend upon the tenure of fixed deposit you are choosing. However, the interest rates for fixed deposits start from 4.25% and ends at 7.25%.

You can clear from this graph:


  • 15 days to 30 days
  • 31 days to 45 days
  • 46 days to 60 days
  • 61 days to 90 days
  • 91 days to 6 months
  • 271 days to 364 days
  • Six months one day to 270 days
  • One year
  • One year one day to 2 years
  • Two years one day to 4 years 364 days
  • Five years to 20 years

Interest Rates:

  • 4.25%
  • 4.50%
  • 5.00%
  • 5.25%
  • 6.00%
  • 6.50%
  • 6.50%
  • 6.75%
  • 6.50%
  • 6.25%
  • 6.00%


Fixed deposits were always the best plan for the savings account. One can open a fixed deposit and start receiving the interest on an annual, quarterly or monthly basis. We do know that IDBI is one of the best banks to offer the perfect interest rates for various tenure. Interest rates can go up to 7.50% again. It depends upon the fixed deposit tenure you choose. However, you can open a fixed deposit of IDBI bank either by going to your branch or by using the internet or mobile banking services for your convenience.


Fixed deposits are the safer way to save our money in the bank, and along with savings, we get special interest rates as well. In terms of getting the fixed deposit on the bank, the IDBI bank would come first in my mind. They are not only providing the higher interest rates on the different tenure of fixed deposits but also providing hassle-free paperless services for opening a fixed deposit account on IDBI bank.


Natraj Studied bachelor's degree in finance and business from Telangana University, Nizamabad. A Writer based In India, He has a degree in Charted Accounts and has very knowledgeable in credit repair and Banking Sectors. So, I decided to start a blog and share my knowledge to the visitors.

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