Top Banks Best Interest Rates on Home Loans

If you have been wasting your time in searching for home loan interest rates, here is the post with the table that lets you know information about home loan features, and interest rates. View the most reduced home advance loan fees at top banks in India where you can apply.

Top Banks Interest Rates
Axis Bank 8.85% – 9.50%
Bank of India 8.10% – 9.00%
Bank of Maharashtra 8.50% – 9.00%
Allahabad Bank 8.25% – 8.85%
Canara Bank 8.05% – 10.05%
Federal Bank 8.55% – 8.70%
Bank of Baroda 8.15% – 9.15%
Andhra Bank 8.15% – 8.30%
Bandhan Bank 8.75% – 12.00%
Central Bank of India 8.30% – 8.40%
Citibank 9.00% – 9.85%
Corporation bank 8.10% – 8.90%
Dena bank 8.55% – 8.65%
HSBC Bank 8.55% – 8.65%
ICICI Bank 8.25%-9.35%
IDFC Bank 9.05% – 12.15%
IDBI Bank 8.25% – 8.80%
IndusInd Bank 8.80% – 9.55%
Jammu & Kashmir Bank 8.20% – 8.60%
Karnataka Bank 8.69% – 9.14%
Karur Vysya Bank 8.65% – 12.50%
Kotak Mahindra Bank 8.90%
Oriental Bank of Commerce 8.25% – 8.80%
Lakshmi Vilas Bank 9.70%
SBI 7.90% – 8.55%
Punjab & Sind Bank 8.45%
Nainital Bank 8.15% – 9.20%
RBL Bank 10.30% – 11.65%
Standard Chartered Bank 9.21%
Syndicate Bank 8.15% – 8.50%
UCO Bank 8.05% – 8.15%
United Bank of India 8.00% – 8.15%
Vijaya Bank 8.40% – 9.40%
Yes Bank 10.10%

Home Loan Interest Rates at NBFCs in India 2020:


The following is the table indicating loan interest rates offered by top lending money organizations in India.

NBFCs Interest rates
Bajaj Finance/Finserv 9.05% – 11.15%
Fullerton India 9.99% – 21.00%
HDFC Ltd 8.00%-8.95%
PNB Housing Finance Ltd 9.25% – 12.00%
DHFL 9.05% – 9.95%
Indiabulls HFL 8.80% – 11.05%
Tata Capital 9.20% – 9.35%
Piramal Housing Finance 9.00% – 9.10%
LIC Housing Finance Ltd 8.10% – 8.95%
Reliance Home Finance 8.75% – 14.00%

Best House Financing Loans in India 2020

Practically all top banks in India are offering home loans at 8.70% per annum. It in this way turns out to be very hard to choose which bank is ideal to bring home loans in India. You can be that as it may, think about which bank is offering the most noteworthy loan amount depends on your eligibility. Likewise, you can check which bank has the most minimal processing fee. In this way, when you have banks where the rate offered is the same yet one of them is offering the most extreme loan amount with the least processing fee pertinent, that loan specialist would be best for you.

Must Read: House Loan Facts and Calculator for First Time Home Buyers in India !!

How to get the most minimal home loan interest rates 2020?

Much the same as different loans, home loans are additionally offered dependent on your eligibility for a loan amount just as the property for which the loan scheme is being taken. The loan specialist considers a few components like the age, the property estimation, the salary of the candidate, and others to check if the candidate is qualified for a lower rate. The better your general profile will be, the higher are the odds to get the most minimal home loan interest rates. Numerous online portals permit you to apply for a home loan and get the best rates alongside the moment approval facility.

What is the most reduced financing cost on home loans?

At present, all the top lenders, for example, SBI, HDFC, LIC, Axis Bank, Bank of Baroda, DHFL, ICICI Bank among others are offering low-ROI on home loans. The most minimal rate is 8.50% per annum is accessible at these banks. In this way, if you meet the eligibility criteria, you can avail the loan at these rates.


Natraj Studied bachelor's degree in finance and business from Telangana University, Nizamabad. A Writer based In India, He has a degree in Charted Accounts and has very knowledgeable in credit repair and Banking Sectors. So, I decided to start a blog and share my knowledge to the visitors.

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